Synchrony

Synchrony Financial is a major provider of private-label credit cards in the United States. The company offers retail cards, payment solutions, and CareCredit for elective healthcare procedures. It partners with other firms to market its credit products in their physical stores, websites, and mobile applications. Synchrony was initially created as a spin-off from GE Capital's retail financing business. It is currently the largest provider of private-label credit cards in the US, as measured by outstanding receivables and purchasing volume.